Edmond Home and Auto Insurance | Statewide Insurance Agency

Cheap home insurance Norman

Von Nix — Fri, 27 Dec 2019 16:31:12 +0000

Is one of your New Years Resolutions to save money? We can help! At Statewide, we specialize in Oklahoma home and car insurance which gives us the opportunity to find you the best rates and coverage. Get a quote today to see how we can start saving you money!

The post Cheap home insurance Norman first appeared on Statewide Insurance Agency.

Compare Home Insurance Quotes in Oklahoma City

Von Nix — Mon, 11 Mar 2019 09:32:03 +0000

Travelers, Safeco and Progressive Insurance are 3 of our favorite homeowners insurance and automobile insurance providers to quote and sell in Oklahoma because…..

1. they offer excellent coverages

2. their claim service is what you expect it to be and

3. they offer rate stability….they don’t price gouge you on your renewal.

You can always get a quote easily on our website. Click here to get one now.

Most Independent Insurance Agents represent 10 or more companies homeowner insurance companies in Oklahoma and they are usually willing to quote any of them. That is where Statewide Insurance Agency is different….we only quote products of companies with proven track records of price, coverage and service stability.

Furthermore, you do not have to ask us to review your home insurance policy when it renews…..we do it automatically as one of the agencies most important processes.

Please consider Statewide Insurance Agency the next time you need a quote on your home or car insurance in Oklahoma.

The post Compare Home Insurance Quotes in Oklahoma City first appeared on Statewide Insurance Agency.

Meet our home insurance professionals….now and at renewal

Von Nix — Mon, 13 Aug 2018 20:52:18 +0000

I am very thankful for this team of professionals that serve our customers everyday with quality homeowners insurance and car insurance at prices that are usually lower than our competition. Moreover, we monitor every renewal for accuracy and competitiveness. Our goal is to place your home and car insurance with one of our quality companies that you can build a long term relationship with. However, we all know that, occasionally, that doesn’t happen….our renewal process allows us to see these issues and start working on them well before the policy renews.

Our Specialty: Home and car insurance in Oklahoma….we don’t try to be experts in all lines of insurance.

Our Experience: As of this writing, every staff person has an Oklahoma Agents License to service and sale and our staff of 7 has 108 years of combined personal insurance experience.

Our Motivation: We desire slow, steady growth through long term client relationships.

Our Commitment: To place your best interest above our own.

Statewide Insurance Agency

“Okstatewide.com – when you tired of fighting homeowners insurance in Oklahoma”

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New Years Resolutions 2016

Von Nix — Mon, 04 Jan 2016 16:50:06 +0000

After closing another year…time to get organized!

Add Earthquake Insurance
Update my Home Owners Insurance Coverage
Add kids to the Car Policy
Call of visit Statewide Insurance Agency for all Home and Auto Insurance needs

Share your New Years Resolution for 2016 below:

The post New Years Resolutions 2016 first appeared on Statewide Insurance Agency.

Statewide Publishes 2016 Home Insurance Quote Rate Card for Oklahoma Consumers

Von Nix — Tue, 22 Dec 2015 22:49:45 +0000

The post Statewide Publishes 2016 Home Insurance Quote Rate Card for Oklahoma Consumers first appeared on Statewide Insurance Agency.

Oklahoma Home Insurance Claims Decrease in 2014

Von Nix — Thu, 23 Apr 2015 02:18:46 +0000

Oklahoma hail insurance claims down 76 percent in 2014, State Farm reports Oklahoma fell from No. 2 to No. 14 in number of hail claims from 2013 to 2014. by Don Mecoy, NewOK.com Modified: April 9, 2015 at 9:34 pm • Published: April 10, 2015 Oklahoma experienced a big decline in the number of hail-related insurance claims in 2014, according to figures released Thursday by the state’s largest provider of home and auto insurance. State Farm home and auto insurance policyholders in Oklahoma filed less than one-fourth the number of hail-related claims last year than they did in 2013, when Oklahoma ranked No. 2 overall in hail claims. Combined home and auto hail claims in Oklahoma fell last year to 8,089, which ranked 14th among states, State Farm reported. In 2013, Oklahoma State Farm customers filed 33,790 hail claims. “This past year was much better in the way of hail losses, obviously,” State Farm spokesman Jim Camoriano said. State Farm is Oklahoma’s largest provider of homeowners’ and auto insurance, with a market share of nearly 28 percent and 21 percent, respectively, according to the state Insurance Department’s 2014 annual report. Texas filed the most hail claims last year, with 51,193, followed by Illinois (43,821 claims); Colorado (42,365); Missouri (23,019); and Nebraska (21,326). Hail damage to homes and cars insured by State Farm totaled $2.4 billion in 2014. While hail storms most frequently strike the Great Plains and Midwest, every state is susceptible, State Farm said. According to National Oceanic and Atmospheric Administration’s Severe Storm database, the states that typically have the highest hail risk include Colorado, Iowa, Kansas, Minnesota, Missouri, Nebraska, Oklahoma, South Dakota, Texas and Wyoming. Peak months for high hail activity are historically March, April, May and June, the NOAA said.

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New Office of Statewide Insurance Agency

Von Nix — Sat, 11 Apr 2015 21:00:32 +0000

The post New Office of Statewide Insurance Agency first appeared on Statewide Insurance Agency.

Do You Have Enough Coverage to Rebuild Your Home?

Von Nix — Sun, 29 Mar 2015 00:27:59 +0000

Imagine how devastating it would be to lose your home in a tornado or fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance. Selecting the proper amount of coverage is the single most important decision you can make with your Oklahoma Homeowners Insurance policy. Without it, you may not have enough coverage to rebuild after a total loss. This is called “insurance to value.” Below are some explanations and tips to help you make the right choices for your needs — and remember, if you need help, Statewide is just a phone call away! What is insurance to value? Insurance to value is the relationship between the amount of coverage selected (typically listed as “Coverage A” or “Dwelling Coverage” on your policy declarations page) and the amount required to rebuild your home. Insuring your home for anything less than 100% insurance to value could mean you wouldn’t have enough coverage to replace your home in the event of a total loss Why is the cost to rebuild different from the market value? A home’s market value reflects current economic conditions, taxes, school districts, the value of the land and location, and other factors unrelated to construction cost. The cost to rebuild your home is based only on the cost of materials and labor in your area. It is important that you insure your home based on its reconstruction cost, NOT its current market value Why is reconstruction more expensive than new construction? New-home builders typically build many homes at once, and solicit bids from various sub-contractors to receive the best pricing. Their business model is based on economies of scale. For example, they may purchase 20 bathtubs at once, securing a lower unit cost. These economies of scale don’t exist when building a single home. How can I make sure I have the correct amount of insurance? Work with your agent at time of purchase to be sure that you receive an accurate quote home insurance quote. Ask us about additional coverage options that may be available. Review your insurance to value calculation on a regular basis with your agent. Tell your agent about any changes or improvements that you make to your home. What if I don’t want to rebuild? Talk to your agent, many times market value home insurance policies cost less and make sense if you aren’t interested in going through the rebuilding process. Statewide Insurance Agency – Edmond, OK

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Home Inventory

Von Nix — Mon, 23 Mar 2015 02:17:02 +0000

Why a Home Inventory Is Important For Every Oklahoma Homeowner Let’s try a little exercise: Can you list everything you own from memory? Didn’t think so. The fact is most homeowners own more things than they realize. It’s easy to remember the cars, the computer, the TV. But what about that holiday china in the garage? Or every pair of shoes? All of it is regarded as personal property for Oklahoma home insurance purposes. And if your Oklahoma City home is destroyed by fire or some other disaster, having a list of your possessions makes filing a claim easier — and helps you put your life back together. Why should I complete a home inventory? What’s the best way? Comparing the value of your belongings to the “contents” limit listed in your policy helps you make sure you have enough insurance to replace them if they are lost, stolen or destroyed as a result of a covered loss. The easiest way to take an inventory is to use a video camera, recording and describing items as you walk through your house. Or, you can use a regular camera and create a home inventory checklist. Here are a few tips for completing and storing your inventory: Add brand names and descriptions where you can, especially on large-ticket items. Serial numbers are helpful to note. Keep any receipts you have with the list to make the claims process easier. Store your video or photo inventory offsite so you won’t lose it if your house is damaged. Update your personal property records when you purchase new furnishings and valuables. Though the task may seem daunting, it’s important to try. An incomplete inventory is better than nothing at all. How much personal property coverage do you need on your home insurance? We can assist you in analyzing your insurance needs and help you decide how to most effectively protect your personal property. You should consider getting a quote for full-value coverage, which will pay for the replacement value of your personal belongings. A standard policy typically covers personal property only up to its actual cash value, determined by taking the replacement cost and deducting depreciation, which can be substantial. (For example, a 5-year-old TV is usually worth much less than what it would cost to purchase a new one.) Finally, remember your homeowners insurance policy covers valuable items such as jewelry, furs, art and antiques, only up to set dollar amounts. If the cost of replacing them exceeds these limits, you may want to purchase scheduled personal property coverage. The Insurance Information Institute has a FREE online tool that can help you create your inventory. Just visit www.knowyourstuff.org for more details. We hope you’ll never need the home inventory, but preparing for the worst can prevent a lot of hassle later! Statewide Insurance Agency in Edmond, Oklahoma specializes in home insurance and auto insurance. Because we represent multiple companies we are better at matching customers to companies.

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Home Insurance Companies We Represent

Von Nix — Sun, 08 Mar 2015 21:20:48 +0000

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At Statewide Insurance Agency we’ll work with you to understand your unique home insurance needs. We’ll follow up with many fine home and auto insurance providers to deliver high-quality, affordable insurance options tailored to deliver the value and coverage you’re seeking.

Call us today at 405-285-2929 to get a free home insurance quote.

Some of our insurance partners include the following industry leaders:

Travelers Insurance, Safeco Insurance (a Liberty Mutual Company), Hartford Insurance, Metlife Auto and Home, Mercury Insurance, American Modern Insurance Group, National Security, Union Mutual and Foremost Insurance

Statewide Insurance Agency is independently owned and locally operated to handle your home and auto insurance needs. We serve the entire state of Oklahoma including Oklahoma City, Edmond, Yukon, OK, Norman, OK, Midwest City, Del City, Moore, OK, Guthrie, OK, Mustang, OK and home insurance in Tulsa, OK.

Statewide Insurance Agency: “Matching Customers With Companies” Call for a free home insurance quote today at 405-285-2929.

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