Cheap Car Insurance in Edmond, OK

Progressive and Other Companies Lower Car Insurance Rates

If you live in Edmond or Oklahoma City, now is one of the best times in years to shop your car insurance. Several major companies — including Progressive Insurance — have recently lowered auto insurance rates across Oklahoma. After a couple of turbulent years in the insurance market, these changes mean many drivers can finally find cheap car insurance without sacrificing quality coverage.

As an independent agency, Statewide Insurance Agency works with multiple preferred carriers. We compare car insurance quotes for you and help you find the right balance of price and protection for your situation in Edmond or Oklahoma City.

Why Get Your Auto Insurance Quote Through Statewide Insurance Agency?

• Access to multiple top-rated carriers, including Progressive
• Local, friendly service based in Edmond, Oklahoma
• Fast, free, no-obligation phone quotes
• Customized auto insurance coverage for your needs
• No pressure — just clear options and honest advice

Get Your Free Car Insurance Quote Today

If you are ready to see how much you can save on your car insurance, give us a call. We make it easy to compare auto insurance quotes in Edmond and Oklahoma City.

Statewide Insurance Agency – Edmond, OK
Phone: 405-285-2929
Website: www.okstatewide.com

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]]> https://okstatewide.com/high-value-home-insurance-edmond-ok/?utm_source=rss&utm_medium=rss&utm_campaign=high-value-home-insurance-edmond-ok Thu, 23 Oct 2025 18:33:06 +0000 https://okstatewide.com/?p=7608 Local Expertise for Exceptional Homes Serving Edmond, Oklahoma City, and surrounding communities Despite the turbulence in Oklahoma’s home insurance market over the past few years, there is good news for luxury homeowners: several of our preferred carriers remain highly interested in insuring high‑value homes and have recently updated pricing on both home and auto insurance. At Statewide Insurance […]

The post High-Value Home Insurance Edmond, OK first appeared on Statewide Insurance Agency.

]]> Local Expertise for Exceptional Homes

Serving Edmond, Oklahoma City, and surrounding communities

Despite the turbulence in Oklahoma’s home insurance market over the past few years, there is good news for luxury homeowners: several of our preferred carriers remain highly interested in insuring high‑value homes and have recently updated pricing on both home and auto insurance. At Statewide Insurance Agency, we help clients in Edmond and the OKC metro align coverage with risk—so your residence and lifestyle are protected without overpaying.

Why high‑value homes need tailored coverage

Rebuild costs vs. market price

The true cost to rebuild a custom home can exceed market value. We focus your policy on replacement cost with accurate dwelling limits and endorsements appropriate for premium finishes.

Roof surface replacement options

Ask about roof surface replacement coverage for qualifying roofs. Depending on age, materials, and carrier guidelines, you may avoid actual cash value (ACV) depreciation on a covered roof claim.

High‑value contents & schedules

Artwork, jewelry, wine collections, and specialty equipment often need separate limits or schedules. We’ll help itemize and protect what matters most.

Liability that fits your lifestyle

Elevated liability limits and an umbrella policy can safeguard your household against larger lawsuits related to property, guests, vehicles, and recreational exposures.

Ways to save without sacrificing protection

• Bundle home & auto: Many carriers have improved auto and home pricing for qualified households in Edmond and OKC.
• Roof & updates: Recent roof replacements, monitored alarms, and risk‑mitigation upgrades can lower premiums.
• Higher deductibles: Consider wind/hail and all‑peril options that balance savings with comfort on claim day.
• Annual reviews: We re‑shop with multiple companies to keep your coverage aligned with the market.

Get a local, personalized quote

We specialize in Edmond home insurance and proudly serve the Oklahoma City metro.

Call (405) 285‑2929  or  Visit okstatewide.com

FAQ: High‑value home insurance in Oklahoma

What qualifies as a high‑value home in Oklahoma? Carriers vary, but properties with a rebuild value over $750,000 often qualify. We confirm the right threshold and coverage structure for your home.

Can I get roof surface replacement instead of ACV? In many cases yes, depending on roof age, material, inspection, and the carrier’s current guidelines.

Do you insure luxury homes outside Edmond? Yes—we serve Edmond, the OKC metro, and write high‑value homes across Oklahoma.

Will bundling home and auto lower my premium? Yes. Several preferred carriers recently adjusted pricing and provide strong savings for qualified households that bundle.

Statewide Insurance Agency
2814 N Kelly Ave., Edmond, OK 73003 • (405) 285‑2929 • okstatewide.com

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]]> https://okstatewide.com/preparing-your-home-for-fall-weather-essential-tips-for-okc-homeowners/?utm_source=rss&utm_medium=rss&utm_campaign=preparing-your-home-for-fall-weather-essential-tips-for-okc-homeowners Fri, 11 Oct 2024 12:53:09 +0000 https://okstatewide.com/?p=7450 Fall is a magical season, especially in Oklahoma City. The temperature cools down, leaves change colors, and cozy evenings at home become the norm. However, as fall sets in, it’s essential to prepare your home for the seasonal changes. In this blog post, we’ll explore some crucial tips to ensure your home is ready for […]

The post Preparing Your Home for Fall and Winter Weather: Essential Tips for OKC Homeowners first appeared on Statewide Insurance Agency.

]]> Fall is a magical season, especially in Oklahoma City. The temperature cools down, leaves change colors, and cozy evenings at home become the norm. However, as fall sets in, it’s essential to prepare your home for the seasonal changes. In this blog post, we’ll explore some crucial tips to ensure your home is ready for fall weather in OKC while safeguarding your property and loved ones.

1. Gutter Cleaning and Inspection:
   Falling leaves can quickly clog your gutters, leading to water damage. Clean and inspect your gutters to ensure they’re free from debris and securely attached to your home.
2. Roof Inspection:
   Have a professional inspect your roof for loose or missing shingles. Damaged areas can lead to leaks, especially during fall rains.
3. Heating System Maintenance:
   Before the cold weather arrives, schedule a professional heating system inspection. Replace filters and ensure your system is running efficiently.
4. Seal Gaps and Cracks:
   Check for gaps and cracks around windows and doors. Seal them to prevent cold drafts from entering your home and to keep heating costs down.
5. Chimney and Fireplace Safety:
   If you have a fireplace, have your chimney cleaned and inspected. Ensure the damper is functioning correctly and install a chimney cap to keep out pests and debris.
6. Test Smoke and Carbon Monoxide Detectors:
   Winter is the season when heating systems are in full swing. Ensure that your smoke detectors and carbon monoxide detectors are functioning correctly. Replace batteries and perform a test to guarantee your family’s safety.
7. Trim Tree Branches:
   Trim branches that overhang your home, especially those near power lines. Heavy snow and ice can cause branches to break and potentially damage your property.
8. Exterior Lighting:
   With days getting shorter, check your exterior lighting to ensure pathways and entryways are well-lit for safety.
9. Emergency Supplies:
   Prepare an emergency kit with essentials like flashlights, batteries, and non-perishable food items. Include a copy of your home insurance policy and important documents.
10. Review Your Insurance Coverage:
    Take a moment to review your home insurance policy. Ensure it provides adequate coverage for seasonal risks, such as weather-related damage. Reach out to your insurance agent to discuss any necessary adjustments.

Fall in Oklahoma City is a beautiful time of year, but it’s also a season that brings specific home maintenance needs. By following these essential tips, you’ll not only ensure your home is ready for fall but also protect your investment and loved ones. For peace of mind and to discuss any insurance-related questions or concerns, don’t hesitate to contact Statewide Insurance Agency. We can provide tailored advice to safeguard your home during the changing seasons.

The post Preparing Your Home for Fall and Winter Weather: Essential Tips for OKC Homeowners first appeared on Statewide Insurance Agency.

]]> https://okstatewide.com/fun-in-the-sun-family-focused-ways-to-beat-the-heat-in-edmond-oklahoma/?utm_source=rss&utm_medium=rss&utm_campaign=fun-in-the-sun-family-focused-ways-to-beat-the-heat-in-edmond-oklahoma Wed, 05 Jun 2024 16:58:45 +0000 https://okstatewide.com/?p=7419 Summer in Edmond, Oklahoma is the perfect time for family fun, but the scorching temperatures can be a challenge. Fear not! We’ve got you covered with family-focused activities that will keep everyone cool and entertained. In this article, we’ll explore the best ways to beat the heat in Edmond while making cherished memories with your […]

The post Fun in the Sun: Family-Centered Ways to Beat the Heat in Edmond, Oklahoma first appeared on Statewide Insurance Agency.

]]> Summer in Edmond, Oklahoma is the perfect time for family fun, but the scorching temperatures can be a challenge. Fear not! We’ve got you covered with family-focused activities that will keep everyone cool and entertained. In this article, we’ll explore the best ways to beat the heat in Edmond while making cherished memories with your loved ones.

1. Splash-tastic Water Parks: Head to Pelican Bay Aquatic Center or Mitch Park YMCA for a day of water-filled adventures. Little ones will love the kiddie pools, water slides, and interactive play areas. Parents can unwind by the lazy river or join in on the fun!
2. Cool and Creative Indoor Crafts: Escape the heat by engaging in indoor arts and crafts. Visit local studios offering pottery painting, canvas art, or even DIY science experiments. These activities inspire creativity and provide a cool respite from the summer sun.
3. Storytime Adventures: Visit the Edmond Public Library for exciting storytimes and reading programs for kids of all ages. The library’s air-conditioned space makes it an ideal spot to beat the heat while immersing the family in the wonderful world of books.
4. Sweet Treats and Ice Cream Excursions: Cool down with a trip to the city’s best ice cream parlors. Enjoy delicious ice cream sundaes, popsicles, or frozen yogurt creations that will delight the whole family and keep everyone refreshed.
5. Outdoor Water Fun: Create your water wonderland in the backyard with a kiddie pool, water balloons, and a sprinkler. Let the kids splash and play to their heart’s content, and join in for a wet and wild family experience.
6. Summer Movie Magic: Visit local cinemas or outdoor movie events for family-friendly films. Many parks offer movie nights under the stars, where you can snuggle up with blankets and enjoy the cool breeze while watching a favorite flick.
7. Edmond’s Green Oasis: Spend quality family time at Hafer Park or Arcadia Lake. Engage in a picnic, fly kites, or play frisbee under the shade of trees. The beautiful surroundings create a perfect backdrop for outdoor family activities.
8. Indoor Amusement Centers: Take the kids to indoor amusement centers for endless fun and excitement. From trampoline parks to laser tag and arcades, these venues offer thrilling activities in a climate-controlled environment.

Summer in Edmond, Oklahoma becomes a memorable family affair with these exciting and family-focused activities. Embrace the water parks, enjoy cool indoor crafts and storytimes, savor delicious ice cream treats, create outdoor water fun, watch summer movies together, explore the city’s green oases, and indulge in indoor amusement centers. Beat the heat while making precious memories with your loved ones and savor every moment of the summer season. Stay cool and have a fantastic time with your family in Edmond!

Resourceful Links for local events and activities in Edmond, OK

• https://www.edmondok.gov/337/Parks-Recreation
• https://www.metrofamilymagazine.com/things-to-do/
• https://www.eventbrite.com/d/ok–edmond/events/
• https://mycitizens.bank/heard-on-hurd
• https://www.metrolibrary.org/locations/edmond

The post Fun in the Sun: Family-Centered Ways to Beat the Heat in Edmond, Oklahoma first appeared on Statewide Insurance Agency.

]]> https://okstatewide.com/tips-for-first-time-homebuyers-navigating-home-insurance-in-oklahoma/?utm_source=rss&utm_medium=rss&utm_campaign=tips-for-first-time-homebuyers-navigating-home-insurance-in-oklahoma Mon, 29 Apr 2024 16:27:16 +0000 https://okstatewide.com/?p=7429 Congratulations on embarking on the exciting journey of becoming a first-time homeowner in Oklahoma! As you make this significant investment, it’s essential to protect your new abode with the right home insurance coverage. Navigating the world of home insurance can seem daunting, but with the right information and guidance, you can make informed decisions to […]

The post First Time Home Buyer? Here’s How To Navigate Home Insurance in Oklahoma first appeared on Statewide Insurance Agency.

]]>

Congratulations on embarking on the exciting journey of becoming a first-time homeowner in Oklahoma! As you make this significant investment, it’s essential to protect your new abode with the right home insurance coverage. Navigating the world of home insurance can seem daunting, but with the right information and guidance, you can make informed decisions to safeguard your new property. In this blog post, we present valuable tips for first-time homebuyers to navigate home insurance in Oklahoma confidently.

Understand Home Insurance Basics:

Begin by familiarizing yourself with the fundamentals of home insurance. Home insurance typically includes dwelling coverage (for the structure of your home), personal property coverage (for your belongings), liability coverage (for legal expenses if someone is injured on your property), and additional living expenses (to cover temporary housing in case your home becomes uninhabitable due to a covered event).

Assess Your Coverage Needs:

Carefully evaluate your home and possessions to determine the appropriate coverage levels you need. As a first-time homebuyer, you may be starting fresh with new belongings, so take an inventory of your possessions and their estimated value. This will help you secure adequate personal property coverage.

Consider Specialized Coverage:

Oklahoma is prone to natural disasters such as tornadoes and severe storms. Ensure your home insurance policy includes specialized coverage for such perils. Flood insurance is essential, as standard policies typically do not cover flood damage. Additionally, consider adding windstorm coverage to protect against wind-related damages.

Shop Around for Quotes:

Don’t settle for the first insurance quote you receive. Shop around and obtain quotes from multiple insurance providers. At Statewide Insurance Agency, we shop multiple companies to find you the best rate for your coverage needs. Click here and let us find you the most competitive quote.

Bundle Insurance Policies:

Many insurance companies offer discounts when you bundle multiple policies, such as home and auto insurance. Consider bundling to save on premiums while enjoying the convenience of managing your insurance needs with a single provider.

Ask Questions and Seek Guidance:

As a first-time homebuyer, Statewide Insurance Agency understands that you may have questions or concerns about home insurance. Don’t hesitate to reach out to our knowledgeable team for expert guidance and personalized assistance.

With the support of Statewide Insurance Agency, navigating home insurance as a first-time homebuyer in Oklahoma becomes a seamless process. Understand the basics of home insurance, assess your coverage needs, consider specialized coverage, shop around for quotes, and bundle policies for potential discounts. Trust in Statewide Insurance Agency’s expertise and seek guidance to make well-informed decisions. With Statewide Insurance Agency by your side, you can secure the right home insurance coverage and embark on your journey as a homeowner with confidence, knowing that your new home is well protected.

The post First Time Home Buyer? Here’s How To Navigate Home Insurance in Oklahoma first appeared on Statewide Insurance Agency.

1. Increase Your Deductible Raising your deductible from $500 to $1,000 could lower your annual premium by 20-25% on average. Just make sure you have enough cash on hand to cover the higher deductible if you do need to file a claim.
2. Drop Comprehensive & Collision Coverage on Older Cars
   For vehicles over 5-6 years old with lower market values, it may not make sense to continue paying for comprehensive and collision coverage. Drop those and just keep liability insurance.
3. Take a Defensive Driving Course Many insurers provide discounts if you complete an approved defensive driving class every few years. The courses are inexpensive and can save you over $200 per year.
4. Report Low Annual Mileage If you drive under 10,000 miles per year, inform your insurer as you may qualify for lower rates based on less time on the road.
5. Bundle Policies
   Insurers often provide discounts for bundling auto insurance with a homeowners or renters policy. The savings can be over $300 annually.
6. Pay Minor Damage Out-of-Pocket For a minor fender bender involving just your vehicle, it may be cheaper to cover the repairs yourself rather than filing a claim that could lead to higher rates down the road.
7. Use an Independent Insurance Agent Independent agents can compare rates across multiple insurers to find you the best possible deal, saving you potentially hundreds per year.
8. Consider a Dividend Policy
   With a dividend or “mutual” policy, you have a stake in the insurance company’s profits and may receive dividend payments annually to offset premiums.
9. Sign Up for Usage-Based Insurance Many companies now offer discounts if you allow them to monitor your driving habits through a smartphone app or vehicle telematic device. Safe drivers can save up to $800 per year.

Of course, it’s also wise to shop around and get new quotes from different insurers every year or two, as rates can change significantly. Consumer Reports found that those who switch insurance providers tend to save money and have higher satisfaction.

You can check out the full Consumer Reports article for more details on each of these car insurance savings strategies: https://www.consumerreports.org/money/car-insurance/how-to-save-big-on-your-car-insurance-a5155263103/

The post 9 Smart Strategies to Lower Your Car Insurance Costs first appeared on Statewide Insurance Agency.

The post Best Home Insurance Yukon first appeared on Statewide Insurance Agency.

Let Statewide make your home safe and secure. Our home insurance policies provide exceptional value, combining great prices with superior coverages. Experience lower cost and great coverage for your home insurance needs in Edmond, OK.

When it comes to protecting your home and ensuring your peace of mind, you want an insurance provider you can trust. That’s where OK Statewide comes in. Our home insurance policies are designed to provide exceptional value, offering both affordable pricing and superior coverage options for homeowners in Edmond, OK, and beyond.

At OK Statewide, we understand that your home is more than just a physical structure. It’s where you and your family create memories and build your lives. That’s why we offer a range of policies to fit your unique needs, from basic coverage to comprehensive protection against all types of risks and hazards.

Our policies cover everything from property damage caused by natural disasters like storms and fires, to theft and vandalism, and even liability claims in the event of an accident or injury on your property. With OK Statewide, you can have the peace of mind that comes with knowing that you are fully covered no matter what happens.

But our commitment to our customers goes beyond just offering great coverage options. We also strive to make the insurance process as easy and stress-free as possible. Our experienced agents are available to answer your questions and help you select the right policy for your needs and budget. And if you ever need to make a claim, our claims team is here to guide you through the process and ensure that you receive the full compensation you deserve.

So if you’re looking for a reliable and affordable home insurance provider in Edmond, OK, look no further than OK Statewide. Contact us today to learn more about our policies and how we can help you protect your most valuable asset – your home.

The post Ready to save money on Home Insurance in Edmond, OK? first appeared on Statewide Insurance Agency.

Understanding Mobile Home Insurance in Oklahoma:

Mobile home insurance in Oklahoma is designed to safeguard your home and personal belongings from a range of unexpected events, including natural disasters, theft, vandalism, and liability issues. Given Oklahoma’s susceptibility to severe weather conditions such as tornadoes and thunderstorms, having the right insurance coverage is essential to protect your investment.

Key Factors to Consider When Selecting Mobile Home Insurance in Oklahoma:

1. Evaluate Your Mobile Home’s Value:

Before you begin searching for insurance providers, determine the value of your mobile home in Oklahoma. This includes assessing the home’s age, condition, size, and any significant upgrades or additions you’ve made. Having a clear understanding of your home’s worth will help you choose an insurance policy that adequately covers your investment.

2. Choose the Right Coverage:

Mobile home insurance in Oklahoma typically offers two primary types of coverage:

a. Dwelling Coverage: This covers the structure of your mobile home, including the roof, walls, floors, and built-in appliances. Ensure that your dwelling coverage provides sufficient protection to rebuild or repair your home in case of damage.

b. Personal Property Coverage: This protects your belongings inside the mobile home, such as furniture, electronics, clothing, and other valuables. Take an inventory of your personal property to determine the coverage limits you need.

3. Consider Additional Coverage Options:

In Oklahoma, mobile home owners may face specific risks, such as wind and hail damage. It’s advisable to explore additional coverage options like windstorm insurance, flood insurance, or earthquake insurance, depending on your location and individual needs.

4. Liability Protection:

Liability coverage is crucial in Oklahoma in case someone is injured on your property, and you are held responsible. It can also provide coverage if your actions result in damage to someone else’s property. This coverage is often included in standard mobile home insurance policies in Oklahoma, but ensure you have adequate protection.

5. Deductibles and Premiums:

Understand the deductibles and premiums associated with your mobile home insurance policy in Oklahoma. A higher deductible can lead to lower premiums, but you should choose a deductible that you can comfortably afford in case you need to make a claim.

6. Shop Around for Mobile Home Insurance Quotes in Oklahoma:

Don’t settle for the first mobile home insurance quote you receive. Compare rates, coverage options, and customer reviews from multiple insurance providers in Oklahoma to find the best fit for your needs and budget.

7. Consult with an Independent Agent:

Working with an independent insurance agent in Oklahoma can be beneficial, as they can provide you with expert advice and help you navigate the complex world of mobile home insurance. They can also help you customize a policy that suits your unique circumstances.

Investing in a mobile home in Oklahoma can be a wise decision, but it comes with the responsibility of protecting your investment through adequate mobile home insurance coverage. By evaluating your home’s value, choosing the right coverage options, and considering additional protections, you can ensure that your mobile home is safeguarded against unforeseen events. Consult with insurance professionals and take the time to shop around for mobile home insurance quotes in Oklahoma to find the best policy that fits your needs and budget. Mobile home insurance in Oklahoma is not just an expense; it’s an investment in the peace of mind that your home and belongings are protected. Get your manufactured home quote in Oklahoma today and secure your peace of mind!

The post Mobile Home Insurance in Oklahoma: Get Your Manufactured Home Quote Today! first appeared on Statewide Insurance Agency.

Are you looking to save money in 2024? Start with your home and car insurance! At Statewide, our agents find you the best rates by shopping up to ten companies to find what suits you best. Get a quote online here or give us a call at 405-285-2929.

The post Save money on Oklahoma Home Insurance first appeared on Statewide Insurance Agency.