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Saving Money

Multiple Policy Discounts
Most companies give discounts for insuring your home and cars with the same company. If you have both policies with the same company now, you should usually have any new company that you are considering quote both policies at the same time. Otherwise, you may find out later that the company has a good auto insurance rate and a high home insurance rate.

Defensive Driving Courses
Attend a state approved Defensive Driving Course. The discount is often 10%. This is very helpful, especially with young drivers.

Deductibles
Many sources tell you to raise your deductibles to save money. Oftentimes this is a good idea; however, don’t make that assumption. You may find that your savings is minimal compared to the greater amount that you are responsible for.