Oklahoma consumers are finally getting relief from skyrocketing home insurance quotes. However, now our attention is turning to car insurance rates in Oklahoma. What can consumers do in 2017 to find car insurance rates that are affordable? 1) Work with an Independent Agent that can shop multiple companies and 2) Call your agent and ask him to go to work for you!
Check out this report from CNBC on why Oklahoma car insurance rates are now outpacing Oklahoma home insurance rates. Click Here
Saving $$$ on your car insurance may be as simple as finding the company that really wants and values your business!
Summer is officially over. A quick reminder to keep your home gutters clear from debris during the Fall!
Click and hear what Trevon Nix has to say about Landlord’s Insurance. #ProtectYourHome #LandlordsPolicy
Just a friendly reminder that our office will be closed Monday, September 5th! Enjoy your Labor Day Weekend.
What does Rental Car Reimbursement cover? Trevon Nix, an Independent Insurance Agent with Statewide Insurance Agency in Edmond, Oklahoma, would like to share some benefits of having this coverage added to your car insurance policy.
When generating a personalized home insurance quote for all Oklahoma residents, we take into account several standard aspects of your home and deductibles to find a starting price point. However, we also look at a few other factors when determining your home insurance premium.
What your house is made of can increase or lower your premiums. Concrete and brick houses tend to fare better against environmental elements and are less susceptible to house fires. Therefore home insurance premiums on them tend to be lower than their wood structure counterparts.
Insurance companies actually use “Insurance Scores” rather than “Credit Scores” when rating for for your home and auto insurance. Each company has their own proprietary formula for calculating an Insurance Score; however, based upon our experience, we find that Credit Scores (such as those through TransUnion) are usually similar to Insurance Scores.
What your house is made of can increase or lower your premiums. Concrete and brick houses tend to fare better against environmental elements and are less susceptible to house fires. Therefore home insurance premiums on them tend to be lower than their wood structure counterparts.
Newer homes that have been built with the current safety codes and better building materials may mean lower insurance premiums than their older counterparts that were built with outdated security measures and older structural materials.
Many homeowners don’t realize the effect of their town’s fire station on their home insurance premiums. If your home is close to a fire hydrant, near an adequate fire station, and has a higher quality emergency response team you may be eligible for lower premiums.
It is important to understand how your house can affect your homeowners insurance premiums. If you have any questions or wish to speak with one of our agents, please contact us today to review your policy.
