Author Archive for Von Nix

Top 5 Homeowner Insurance Companies in Oklahoma

Update:  November 15, 2019

Keep in mind that no one company is the best for all consumers and that is why we represent multiple name brand insurance companies.  HOWEVER, with that said, I will also tell you that Progressive Insurance is dominating new business sales for Oklahoma homeowners insurance and Oklahoma car insurance.  They are the best solution for about 65% of our new policies.  Furthermore, they are strong in car insurance as well as home insurance.  Progressive is also very conservative in their underwriting which gives us confidence that they will be competitive provider long term for preferred customers.  10 years ago, many consumers saw Progressive as a “high risk” company….that has changed in the last 5 to 10 years and they are focused on the preferred home and car insurance markets in Oklahoma and across the U.S.

Update: 1-12-2019

The Oklahoma homeowners insurance market continues to change in Oklahoma so I’m going to revise my ranking of companies….

  1. Progressive Insurance:  They still offer an excellent value and are a good long term choice for many consumers.
  2. Travelers Insurance:  Conservative underwriting practices has resulted in fewer rate increases relative to their competition….stable and committed to Oklahoma.
  3. Allstate Insurance:  They have aggressive growth strategies in Oklahoma and so their pricing is good in some areas for some consumers…I’m not sure about their rate stability.
  4. State Farm Insurance:  They offer excellent service and good long term value for some consumers.  Their pricing varies quite a bit but they are worthy of consideration.
  5. Safeco Insurance ( a Liberty Mutual Company):  They offer excellent claim service and they are very friendly to do business with.  Some of their pricing on new policies is a challenge;  however, Safeco’s car insurance is sometimes tough to beat.  As a result, auto and home bundles can still be very competitive with Safeco Insurance.

 

Oklahoma home insurance rates increased roughly 30% during a 5 year period ending in 2017 despite the fact that our weather was pretty good in 2014 – 2017.

These increases have Oklahoma homeowners scrambling to find quality home insurance with stable companies without the high cost that many insurers are still trying to charge.

In our opinion, the following 5 companies offer the greatest home insurance value in Oklahoma and, in our opinion, these companies will have the best chance of saving Oklahoma consumers money as you seek quotes for your homeowners insurance needs. All  5 of these companies offer outstanding coverage, excellent claims service,  they usually have a lower cost than competitors and they offer good rates on car and home insurance bundles.  

     1.  Progressive Insurance

     2.  Safeco Insurance ( a Liberty Mutual Company)

     3.  Travelers Insurance

     4.  State Farm Insurance

     5. Allstate Insurance   

Statewide Insurance Agency represents Progressive, Safeco and Travelers Insurance but not State Farm or Allstate.  

Statewide Insurance Agency

okstatewide.com

 

Home Insurance in Midwest City

Ever wonder if you have the proper amount of coverage on your Oklahoma home and auto insurance? At Statewide, our customers don’t have to worry about that! Our knowledgeable agents will not only make sure that you’re covered, they’ll explain the coverages to you to make sure that your insurance is customized to your needs! Get a quote today!

Cheap Oklahoma Car Insurance

Did you know that most of the car insurance companies that we represent offer a “Good Student Discount”? Ask your agent about it and keep it current on your policy! And if you’re not already insured by Statewide, get a quote here today and see how our experienced agents can get you great prices and great service!

Cheap Oklahoma Home Insurance

Was your latest Oklahoma Home Insurance renewal SPOOKY?! Give Statewide a chance and you’ll never be frightened by renewals again. Our agents shop several companies to make sure you’re paying the best prices and still have the best coverage, all while receiving excellent customer service! Get a quote today!

Buying a home is very exciting, but can also be somewhat overwhelming. The amount of paperwork alone is enough to stress out even the most even keeled person! Despite your long to do list, two of the most important steps are getting a home inspection and setting up homeowners insurance.

 

  • Inspection: This step is very important and is often required by your mortgage company. While you feel as if you’ve looked over every inch of the house, a licensed inspector will check wiring, city codes, the top of the roof, major appliances, and many other things that they are specially trained to check.

 

  • Insurance: Another very important step that is also required before you close on your new home. You want to make sure you find an affordable premium, and you also want to make sure you’re working with a reputable and trustworthy company. Here at Statewide Insurance, we currently represent and offer quotes from over 10 different companies. By doing this, we can find the best company and coverage for you. You can always get a quote online, here.

Completing these two steps will help your home buying process go smoother and faster and will ensure that your home owning experience is a great one! For any other homeowners insurance questions, reach out to us and we’ll be happy to help.

Home Insurance in Del City

If this isn’t how you feel about your current Oklahoma Home and Auto insurance, call Statewide today! Our experienced agents shop up to ten different companies to make sure you’re getting the best rates while offering you excellent customer service.

Fireplace Safety and Oklahoma Home Insurance

It’s almost fireplace season! Which means: it’s the perfect time to get your fireplace inspected by a professional. This can cut down on dangerous hazards like carbon monoxide emission and/or blockage that could be hazardous. Stay safe and warm as the temperatures drop! If you have more questions about home safety or home insurance, give us a call today! 405-285-2929.

The Top 4 Home Insurance Companies in Oklahoma

 

Update: October 13, 2019

  1.  Progressive Insurance:  Their home and car insurance continues to dominate the Oklahoma market for preferred home insurance customers.  They have the best coverage/price combination for about 60% of Oklahoma consumers.
  2. Allstate Insurance:  Their pricing continues to be strong is some areas of the state.  Some of their discount diminish over time so ask about that.
  3. State Farm Insurance:  Their car insurance pricing is usually competitive….their home insurance is usually 20% over other companies but they are reliable.
  4. All Others:  I don’t have a 4th favorite right now.  There are several good companies that occasionally have good solutions for consumers, like Safeco, Travelers, United Home Insurance, AAA, Shelter and Encompass but, for one reason or another, they are not a key player right now.  There are also several companies that have great pricing but they have proven to be unreliable in the Oklahoma market.

Update: 1-12-2019

The Oklahoma homeowners insurance market continues to change in Oklahoma so I’m going to revise my ranking of companies….

  1. Progressive Insurance:  They still offer an excellent value and are a good long term choice for many consumers.
  2. Travelers Insurance:  Conservative underwriting practices has resulted in fewer rate increases relative to their competition….stable and committed to Oklahoma.
  3. Allstate Insurance:  They have aggressive growth strategies in Oklahoma and so their pricing is good in some areas for some consumers…I’m not sure about their rate stability.
  4. State Farm Insurance:  They offer excellent service and good long term value for some consumers.  Their pricing varies quite a bit but they are worthy of consideration.
  5. Safeco Insurance ( a Liberty Mutual Company):  They offer excellent claim service and they are very friendly to do business with.  Some of their pricing on new policies is a challenge;  however, Safeco’s car insurance is sometimes tough to beat.  As a result, auto and home bundles can still be very competitive with Safeco Insurance.

Oklahoma home insurance rates increased roughly 50% during a 5 year period ending in 2015 as homeowners embraced continuous wind and hail storms, especially within the western one-half of the state.  

These increases have Oklahoma homeowners scrambling to find quality home insurance with stable companies without the high cost that many insurers are still trying to charge.

In our opinion, the following 4 companies offer the greatest home insurance value in Oklahoma and, in our opinion, these companies will have the best chance of saving Oklahoma consumers money as you seek quotes for your homeowners insurance needs. All  4 of these companies offer outstanding coverage, excellent claims service and they usually have a lower cost than competitors.  

      1.   Safeco Insurance ( a Liberty Mutual Company)

      2.  Travelers Insurance

      3.  State Farm Insurance

      4. Allstate Insurance

May 5, 2018 Consumer Update:  3 of the last 4 years have been very profitable for the companies offering home insurance quotes in Oklahoma.  As a result, we are starting to see some companies offer better rates in many situations.  Also, Progressive Insurance has come into Oklahoma offering an excellent home insurance policy and oftentimes the rate is outstanding.  I have confidence that Progressive will be consistent and provide and excellent home insurance value for Oklahoma customers.  As a result, here is my new, updated rankings….

  1. Progressive Insurance
  2. Safeco Insurance ( a Liberty Mutual Company)
  3. Travelers Insurance
  4. Allstate Insurance
  5. State Farm Insurance

I have moved Allstate above State Farm because Allstate has a better home insurance cost right now.  However, long-term, State Farm will provide good value relative to other premium cost carriers, in my opinion.

Statewide Insurance Agency represents Progressive, Safeco Insurance and Travelers Insurance but not State Farm or Allstate.  

 

CLICK HERE TO REQUEST A HOME INSURANCE QUOTE FROM STATEWIDE NOW

 


Homeowners Insurance Yukon, OK

When you’re insured with Statewide Insurance, you’ll never have to wonder if you’re coverage is adequate! Our agents are experienced and specialize in Oklahoma Home and Auto insurance. This is to guarantee that you have the best coverage, the best prices, and the best experience. Get a quote today.

Progressive Car Insurance Edmond, OK

Worried you’re paying too much for your Oklahoma Car Insurance? At Statewide, not only do we have great car insurance rates, we also offer discounts when you bundle your home and auto insurance. Call us for a quote today! 405-285-2929.