Take part in an Earth Day event — or celebrate in your own way
People are thinking more and more about the environment — whether it’s something that affects quality of life here in Oklahoma or global issues such as climate change and extreme weather. But more importantly, people aren’t content with simply thinking about these things any more. They’re focused on taking action. Earth Day, which is celebrated April 22, is the perfect time to take action, whether you are looking to take part in a community event or organize your own. Here are some tips to help you get involved — and think about our planet Earth all through the year.
It’s easy to find Earth Day events, whether you live in Edmond, Oklahoma or the OKC Metro. City and town Facebook pages are a great place to start, along with the websites of local environmental organizations. Newspapers, radio and TV often publicize events as well.
The Environmental Protection Agency website lists major Earth Day activities at http://www.epa.gov/earthday/index.html.
There are all kinds of Earth Day activities, even some you can easily complete by yourself or with your family. Examples include:
What if I want to organize an event?
Hosting an event doesn’t have to be a Herculean task, particularly if you keep it small. Any of the ideas above could be turned into your own event — just get the word out via social media, friends and family or even local print and broadcast media. But if you do want to organize a full-scale event, go for it!
Of course, one of the best ways to have an impact is to make every day your own Earth Day. You can take part in earth-friendly activities at any time! So in addition to celebrating once a year, make this April 22 just the beginning of something special.
And whether you find an event or create your own, the important thing is getting involved!
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Considering the winter we’ve just been through (and some would say it’s not quite over), nearly everyone is breathing a sigh of relief now that Spring is here! Warmer months DO bring less severe road and driving conditions. However, there are stillvehicle maintenance, insurance, and driving tips that can save time, money, and even lives.
For starters, don’t jump the gun at the first sign of warm weather. Water on roadways can freeze at night long after the last snowfall—especially at high altitudes and in far northern climes. If you drive on winter tires, a good piece of advice, according to reliable sources, is to wait till temperatures stay above 45-degrees (F) before shedding snow tires for good.
But you shouldn’t wait on ALL things. For example, check your tires and windshield wiper blades before spring rains start to fall to be sure that they’re up to their respective tasks. For tires, the penny test should tell you whether you’ve got enough tread depth to clear away water. And to ensure good visibility in a wide range of conditions, be sure to check windshield wiper blades and replace them if they’re worn, or leave streaks.
And as weather turns from temperate to downright hot, perform routine checks and maintenance on the stuff that keeps the “hot side hot and the cool side cool,” such as radiators and cooling systems; batteries and electrical systems; and air conditioning.
Did You Know: In Oklahoma, if you are hit by an uninsured or under-insured motorist, the damage to your car is not covered under this coverage….you’ll need Collision Coverage to pay for the damage to your vehicle! Learn what Von has to say about this important coverage.
Activities that take drivers’ attention off the road, including talking or texting on mobile devices, eating, conversing with passengers and other distractions, are a major safety threat.
In 2014, 3,179 people died in distraction-affected crashes, based on National Highway Traffic Safety Administration (NHTSA) criteria.
The number of state legislatures passing measures that address the problem of driver distractions continues to rise. Fourteen states and the District of Columbia ban the use of hand-held cellphones while driving; 46 states and the District of Columbia have banned the practice of texting while driving.
A 2012 Consumer Reports survey found that 71 percent of respondents cut back on texting, talking on a handheld phone or using a smartphone while driving in the previous year. Over 50 percent of them said they were influenced to change their behavior because of state laws, up from 44 percent in a survey conducted in 2011.
(1) Percent of drivers using hand-held cellphones.
Source: U.S. Department of Transportation, National Highway Traffic Safety Administration.
OTHER SOURCES OF INFORMATION:
The Insurance Institute of Highway Safety’s 2016 TOP SAFETY PICK+ award goes to… the redesigned Toyota Prius.
Time for the kids to go outside to enjoy this lovely spring weather. Let us all keep in mind how fast we are going as we approach any high traffic areas! #selfawareness #nomorespeeding #kidszone
The rising cost of home insurance in Oklahoma has all of us looking for cheap home insurance or ways to lower your homeowners insurance cost without sacrificing quality coverage.
Did you know that almost all reputable home insurance companies in Oklahoma perform an exterior inspection of your home after you accept a quote or policy and sometimes again at the policy renewal? A poorly maintained home will often result in an Oklahoma homeowner having to accept a home policy or home insurance company that is inferior to others on the market.
When springtime rolls around in Oklahoma almost everyone thinks of cleaning. That’s fine (we probably all need to do a little more of that, after all), but there’s something even more important to keep in mind: home maintenance.
So, when it’s time to set your clocks ahead for daylight-saving time and change the batteries in your smoke and carbon monoxide detectors, give your home a checkup, too. Here are some suggestions from the Department of Housing and Urban Development:
Interior and appliances
Roof, siding, windows
Yard and exterior
Remember, winter weather can cause significant damage that is easy to spot, but it often results in wear and tear that homeowners can miss if they aren’t looking closely. It’s well worth it to spend a little time on home maintenance this spring, so that wear and tear doesn’t turn into something more serious.
Saving Money on Auto Insurance – Auto insurance is a necessity, but it doesn’t have to cost a fortune. This video includes 5 simple steps to saving money on Auto Insurance. We’ve also included more tips for cutting insurance costs below.
Shop Around – The easiest way to save on high risk auto insurance is shopping around. Obtain as many auto insurance coverage quotes as possible. Since there are a myriad of alternatives accessible in the insurance marketplace today, you have the luxury of comparing different rates and opting for the most affordable option.
Take Control Of Your Rates – Being in control of your rates can also help lower the cost of car insurance. Tickets as well as accidents which are no longer paid for should be taken off the coverage at the right time. Each time changes are made to your status, obtain a few quotes and compare the different rates. Perhaps, you will be able to find a plan that allows you to save.
Buy A Cheap Car – The more expensive a car is, the more you will pay in insurance premiums.
Cover Less Miles In A Year – Try to keep your mileage to the minimum. Drivers who cover less than 10,000 miles in a year are more likely to qualify for reduced insurance rates. The more time you spend on the road, the more likely you are to be involved in an accident.
Park Your Car In A Safe Area – Burglary and accidental damages are just some of the factors that can increase your insurance premiums. Cars parked inside a garage or on a driveway are less likely to be broken into or damaged which results in a 4% to 6% decline in insurance costs.
Exercise Caution While Driving – Careless driving will result in additional points in your license. As a result, you will be expected to pay more in insurance premiums. Whereas points attributed to speeding tends to remain on a driver’s license for at least 4 years, insurance companies will confirm if there have been convictions in the past 5 years prior to deleting them from your record.
Install Security Systems In Your Car – Installing security systems, for example, car alarms and anti-lock brakes in your car can also help in lowering your risks.
Avoid Making Changes to Your Car – Do not make changes to your car before informing your insurance provider. Modifications refer to anything that will alter the original specifications, for example, fitting allow rims.
Call Statewide Insurance Agency today for more information on saving money on your Oklahoma car insurance quotes, or visit us online to receive a no-obligation quote.