Saving $$$ on your car insurance may be as simple as finding the company that really wants and values your business!
Just a friendly reminder that our office will be closed Monday, September 5th! Enjoy your Labor Day Weekend.
What does Rental Car Reimbursement cover? Trevon Nix, an Independent Insurance Agent with Statewide Insurance Agency in Edmond, Oklahoma, would like to share some benefits of having this coverage added to your car insurance policy.
When generating a personalized home insurance quote for all Oklahoma residents, we take into account several standard aspects of your home and deductibles to find a starting price point. However, we also look at a few other factors when determining your home insurance premium.
What your house is made of can increase or lower your premiums. Concrete and brick houses tend to fare better against environmental elements and are less susceptible to house fires. Therefore home insurance premiums on them tend to be lower than their wood structure counterparts.
Insurance companies actually use “Insurance Scores” rather than “Credit Scores” when rating for for your home and auto insurance. Each company has their own proprietary formula for calculating an Insurance Score; however, based upon our experience, we find that Credit Scores (such as those through TransUnion) are usually similar to Insurance Scores.
What your house is made of can increase or lower your premiums. Concrete and brick houses tend to fare better against environmental elements and are less susceptible to house fires. Therefore home insurance premiums on them tend to be lower than their wood structure counterparts.
Newer homes that have been built with the current safety codes and better building materials may mean lower insurance premiums than their older counterparts that were built with outdated security measures and older structural materials.
Many homeowners don’t realize the effect of their town’s fire station on their home insurance premiums. If your home is close to a fire hydrant, near an adequate fire station, and has a higher quality emergency response team you may be eligible for lower premiums.
It is important to understand how your house can affect your homeowners insurance premiums. If you have any questions or wish to speak with one of our agents, please contact us today to review your policy.
Colleges in Oklahoma are expensive enough without the added cost of unexpected accidents or theft, not covered by your insurance policy. If you have a student heading away to school in Oklahoma, below are a few tips to help you get the most out of your coverage!
HOMEOWNERS (Oklahoma)
AUTO (Oklahoma)
You are constantly bombarded with ads for big, well-known insurance companies. Chances are that you’re familiar with Progressive’s Flo and Geico’s gecko. So it makes sense that you might gravitate toward one of these companies.
However, working with an Independent Insurance Agent has many benefits that you should be aware of before deciding where to take your business.
Instead of calling one insurance company and getting a quote one at a time for their products, independent agents work with a network of trusted insurance providers. They input your information and receive quotes from many insurance providers, saving you numerous phone calls.
Rather than seeking out several quotes for yourself, an independent agent will assess your needs and then do the work for you. With just one phone call, you’ll have a person working in your best interests to find you the best policy for the right price.
Aside from just renewing your policy for another year, ask your independent agent to check to see if there are any better deals that suit your needs. Agents have saved customers lots of money by doing this.
With big companies, you have to navigate an automated answering system when you call. But with independent agents, you get a real person. Plus, these agencies serve a smaller area than large companies, so they can spend more time with each customer in order to address your questions and concerns.
Independent agencies are local, which means that they’re familiar with neighborhood needs. They know if your town is located in a flood plain and the likelihood of theft in your area. This makes independent agents valuable resources when it comes to coverage needs and discounts.
“We welcome you to find the value in your Edmond Locally Owned business and would love the opportunity to become your Independent Insurance Agency today. Please contact us if you have any questions with your current/future insurance needs.”