Archive for Auto Insurance Quote

How To Log Your Personal Property In Case Of Loss

Here’s Trevon with one of our frequently asked questions. Let us know what other questions you have!

Home Insurance Quotes Guthrie


Why do home insurance and car insurance consumers in Guthrie choose Statewide Insurance Agency in Edmond?

The answer is Guthrie Area consumers are usually referred to us by family and friends that know and value what we have to offer….we respond quickly (phone and email), we only sell for dependable companies that pay claims without hassles, our experienced staff makes few mistakes and we are able to shop multiple companies to find the best home insurance and auto insurance package for you.

Travelers_Safeco Insurance A Liberty Mutual Company_Progressive_MetLife_Mercury Insurance_Foremost Insurance Group_American Modern_Hagerty InsuranceIf what you value is integrity, great service, stability, low prices and professional advice, please consider us as your need for home insurance quotes and car insurance quotes arise.  Here is where you can get a no-obligation quote for your home insurance needs.

Summer Energy Savings

Beat the Heat — and Your Air Conditioning Bill — This Summer

Did you know that, according to the U.S. Department of Energy (DOE), Americans spend about $11 billion each year on air conditioning? That might not be such a surprise if you’re the one who writes the check for your household energy bill every month.

Believe it or not, you can spend less on cooling costs while still keeping cool in Edmond, Oklahoma.

Here are 5 things to do before you reach to adjust the thermostat:

  • Make sure your house isn’t part of the problem. If your home isn’t insulated and sealed well, warm air could be leaking in, sabotaging your efforts to cool things down. Make sure all cracks and openings are sealed, along with your ducts. The DOE says air loss through ducts can account for 30 percent of the energy a cooling system uses.
  • Keep that breeze flowing. Natural ventilation is a great way to decrease the temperature in your home without using any energy. Open windows in the mornings or evenings when the air is cool and get a cross-breeze going throughout the house.
  • Check that the heat isn’t on. You might be heating your house in the summer without realizing it. How? By using the oven, stove or other appliances that generate heat. Cook outside whenever you can, and use the dishwasher and clothes dryer at cooler times of the day if possible.
  • Create your own personal cool zone. Cooling the whole house might not be necessary if you’re only using a few rooms. Set up fans (ceiling fans will allow you to set your thermostat a few degrees higher), drink plenty of cool liquids and eat cold foods, which can help lower your body temperature. You might even consider wearing a damp shirt to stay comfortable or putting an ice pack on your forehead, the back of your neck or your wrists.
  • Don’t forget the basics. When it’s sunny outside, keep your curtains closed. Minimize your use of lights, as they generate heat. And, when the outside air is warmer than the air in your house, close the windows to keep the cool air in. 

We can’t promise these tips will keep you just as cool as when you kick back and turn on the AC full-blast. But saving money every month? That’s pretty cool, too.

ALL SOURCES OF INFORMATION:

  • Safeco Insurance:

 

Car Insurance Rates Outpacing Home Insurance Rates in 2017

Oklahoma consumers are finally getting relief from skyrocketing home insurance quotes.  However, now our attention is turning to car insurance rates in Oklahoma.  What can consumers do in 2017 to find car insurance rates that are affordable?  1) Work with an Independent Agent that can shop multiple companies and 2) Call your agent and ask him to go to work for you!

Check out this report from CNBC on why Oklahoma car insurance rates are now outpacing Oklahoma home insurance rates.  Click Here

 

 

#CheaperCarInsurance

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Saving $$$ on your car insurance may be as simple as finding the company that really wants and values your business!

Travelers_Safeco Insurance A Liberty Mutual Company_Progressive_MetLife_Mercury Insurance_Foremost Insurance Group_American Modern_Hagerty Insurance

Its official! #ExpericeDowntownEdmond

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Downtown Edmond Business Association

Assessing a Home Insurance Claim After a Storm

When a big storm hits Oklahoma, you hunker down inside, relying on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor — identify the damage and protect your home from further issues.

broken-window-okstatewide

The National Storm Damage Center has a number of resources and tips for homeowners.

Here are 4 major things this agency, and we here at Statewide, recommend you check after a storm:

  1. Your roof: If you see holes, split seams or missing shingles on your roof or if you notice leaking inside or out, it’s a good idea to have a qualified inspector come assess the situation.
  1. Your exterior: Siding, brick and stucco are all vulnerable to storm damage. You’ll want to look for cracking, chipping or dings and dents in siding, and for holes in stucco. Look closely and at different times of the day. Some homeowners don’t notice damage until it’s too late to file a claim, and different lighting can reveal damage you didn’t see before.
  1. Driveways and walkways: Cracking and splitting can create safety hazards, as well as reduce the lifespan of the concrete.
  1. Trees: According to the National Storm Damage Center, fallen trees and limbs cause more than $1 billion in damage annually. Check roofs, vehicles, fences and machinery for fallen limbs that may have caused damage or could pose a risk. Clean up what you safely can and rely on a reputable tree removal service to handle the rest. Depending on the circumstances, your homeowners insurance policy may help with tree removal and damage repair costs – if you experience a covered loss, that is.


A few more helpful tips:

  • Keep trees well maintained and trimmed. Also notify neighbors if you see any overhanging branches on any of theirs.
  • Know your insurance. Take a look at your policy so you know what’s covered, what your limits and deductibles are, etc. This will prevent any surprises during the claims process.
  • Take pictures. Photographs can help you show the cause and extent of any storm damage that occurs.
  • Talk to your agent. Make sure to take some time to talk to your agent for any questions or concerns.

Of course, if you’ve suffered through a major storm, don’t hesitate to call us for help with your policy or with finding a professional property inspector.

Happy Labor Day Weekend

Labor Day Weekend @okstatewide

Just a friendly reminder that our office will be closed Monday, September 5th! Enjoy your Labor Day Weekend.