With the cold and freezing temperatures and risk of power outages, be sure you’re aware of how to safely use a generator should you need one!
With the cold and freezing temperatures and risk of power outages, be sure you’re aware of how to safely use a generator should you need one!
I am very thankful for this team of professionals that serve our customers everyday with quality homeowners insurance and car insurance at prices that are usually lower than our competition. Moreover, we monitor every renewal for accuracy and competitiveness. Our goal is to place your home and car insurance with one of our quality companies that you can build a long term relationship with. However, we all know that, occasionally, that doesn’t happen….our renewal process allows us to see these issues and start working on them well before the policy renews.
Our Specialty: Home and car insurance in Oklahoma….we don’t try to be experts in all lines of insurance.
Our Experience: As of this writing, every staff person has an Oklahoma Agents License to service and sale and our staff of 7 has 108 years of combined personal insurance experience.
Our Motivation: We desire slow, steady growth through long term client relationships.
Our Commitment: To place your best interest above our own.
“Okstatewide.com – when you tired of fighting homeowners insurance in Oklahoma”
Experts are saying the time has come for upgradable cars. How would you improve your ride? http://j.mp/1TMvl6t
Considering the winter we’ve just been through (and some would say it’s not quite over), nearly everyone is breathing a sigh of relief now that Spring is here! Warmer months DO bring less severe road and driving conditions. However, there are stillvehicle maintenance, insurance, and driving tips that can save time, money, and even lives.
For starters, don’t jump the gun at the first sign of warm weather. Water on roadways can freeze at night long after the last snowfall—especially at high altitudes and in far northern climes. If you drive on winter tires, a good piece of advice, according to reliable sources, is to wait till temperatures stay above 45-degrees (F) before shedding snow tires for good.
But you shouldn’t wait on ALL things. For example, check your tires and windshield wiper blades before spring rains start to fall to be sure that they’re up to their respective tasks. For tires, the penny test should tell you whether you’ve got enough tread depth to clear away water. And to ensure good visibility in a wide range of conditions, be sure to check windshield wiper blades and replace them if they’re worn, or leave streaks.
And as weather turns from temperate to downright hot, perform routine checks and maintenance on the stuff that keeps the “hot side hot and the cool side cool,” such as radiators and cooling systems; batteries and electrical systems; and air conditioning.
ALL SOURCES OF INFORMATION:
Did You Know: In Oklahoma, if you are hit by an uninsured or under-insured motorist, the damage to your car is not covered under this coverage….you’ll need Collision Coverage to pay for the damage to your vehicle! Learn what Von has to say about this important coverage.
Activities that take drivers’ attention off the road, including talking or texting on mobile devices, eating, conversing with passengers and other distractions, are a major safety threat.
In 2014, 3,179 people died in distraction-affected crashes, based on National Highway Traffic Safety Administration (NHTSA) criteria.
The number of state legislatures passing measures that address the problem of driver distractions continues to rise. Fourteen states and the District of Columbia ban the use of hand-held cellphones while driving; 46 states and the District of Columbia have banned the practice of texting while driving.
A 2012 Consumer Reports survey found that 71 percent of respondents cut back on texting, talking on a handheld phone or using a smartphone while driving in the previous year. Over 50 percent of them said they were influenced to change their behavior because of state laws, up from 44 percent in a survey conducted in 2011.
(1) Percent of drivers using hand-held cellphones.
Source: U.S. Department of Transportation, National Highway Traffic Safety Administration.
OTHER SOURCES OF INFORMATION:
The Insurance Institute of Highway Safety’s 2016 TOP SAFETY PICK+ award goes to… the redesigned Toyota Prius.
Time for the kids to go outside to enjoy this lovely spring weather. Let us all keep in mind how fast we are going as we approach any high traffic areas! #selfawareness #nomorespeeding #kidszone
5 mph – the difference between hit or miss. Stop speeding before it stops you.
Posted by NHTSA on Monday, March 28, 2016
The rising cost of home insurance in Oklahoma has all of us looking for cheap home insurance or ways to lower your homeowners insurance cost without sacrificing quality coverage.
Did you know that almost all reputable home insurance companies in Oklahoma perform an exterior inspection of your home after you accept a quote or policy and sometimes again at the policy renewal? A poorly maintained home will often result in an Oklahoma homeowner having to accept a home policy or home insurance company that is inferior to others on the market.
When springtime rolls around in Oklahoma almost everyone thinks of cleaning. That’s fine (we probably all need to do a little more of that, after all), but there’s something even more important to keep in mind: home maintenance.
So, when it’s time to set your clocks ahead for daylight-saving time and change the batteries in your smoke and carbon monoxide detectors, give your home a checkup, too. Here are some suggestions from the Department of Housing and Urban Development:
Interior and appliances
Roof, siding, windows
Yard and exterior
Remember, winter weather can cause significant damage that is easy to spot, but it often results in wear and tear that homeowners can miss if they aren’t looking closely. It’s well worth it to spend a little time on home maintenance this spring, so that wear and tear doesn’t turn into something more serious.
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