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Getting a Home Inspections and Finding Homeowners Insurance


Our agency has represented Safeco Insurance as an Independent Insurance Agent for the past 9 years. Our agency represents many home and car insurance companies but Safeco is our largest. Most years they payout out over $1M just to our customers in home and auto claims related payments. Safeco pays all claims quickly and fairly and is very easy to do business with! So why are you seeing negative reviews on the internet??

The Biggest Reason: Lead generation companies that desire to sell consumer home and car insurance leads to insurance agents are cleverly disguising their objectives by hosting insurance review sites that offer customers a place to voice their opinion. And, unhappy customers are 10 times more likely to want to share their story than a satisfied customer. Furthermore, if they can create doubt about the company you are looking at, you will be more likely to agree to get a quote from them or the advertiser on the site.

How do you know if a site is trying to manipulate you with fake reviews? This one is easy.... if the review site is trying to offer you a quote or if it has advertisers on the site trying to entice you to get a homeowners insurance quote, you are probably being manipulated. If no one is trying to get you to do something, there is a much higher probability that the site is legitimate; however, keep in mind that Safeco is a very large company that pays out hundreds of millions of dollars each year....there will be some consumers that don't have the homeowners coverage they need which brings me to my last point...

Why are some consumers dissatisfied with their claim payment (regardless of the company)? Again, I think this question is pretty easy....there are 3 reasons: First, the agent that sold the policy failed to explain the coverages in an understandable way or the agent didn't understand them will enough himself/herself to explain them. Second, the agent sold lesser/inferior coverage just to make the sale. Lastly, the consumer didn't ask enough questions to understand what he/she was buying and/or the consumer doesn't have the legal, technical expertise to interpret the written policy contract.

Violation of the written insurance contract leads to bad faith lawsuits that will cost an insurance company dearly. Any competent attorney will take this type of case if the contract has been violated. My point is that insurance companies rarely violate the written contract and so the problem goes back to consumers not knowing what they have purchased due to the shortcomings of the agent or their failure to do their due diligence in shopping.

Von Nix, Chartered Property and Casualty Underwriter

Homeowners Insurance in Yukon, OK
Homeowners Insurance | Home Insurance Quote |LOCAL AGENT
okstatewide.com
We search up to 10 companies to find you the lowest quotes and best coverage on your Oklahoma homeowners insurance and Oklahoma car insurance.
https://okstatewide.com/home-insurance-quotes-yukon/
Free Homeowners Insurance Quotes in Oklahoma
Homeowners Insurance | Home Insurance Quote |LOCAL AGENT
okstatewide.com
We search up to 10 companies to find you the lowest quotes and best coverage on your Oklahoma homeowners insurance and Oklahoma car insurance.