Archive for Edmond Oklahoma

Best Home Insurance Rates in Oklahoma

Looking for the best home insurance rates in Oklahoma? Statewide Insurance can help you because we represent multiple companies which allows us the opportunity to find the best one for you! We specialize in Oklahoma home insurance and auto insurance which makes us great at what we do. Get a quote here.

Getting a Home Inspection and Finding Homeowners Insurance

Buying a home is very exciting, but can also be somewhat overwhelming. The amount of paperwork alone is enough to stress out even the most even keeled person! Despite your long to do list, two of the most important steps are getting a home inspection and setting up homeowners insurance.

  • Inspection: This step is very important and is often required by your mortgage company. While you feel as if you’ve looked over every inch of the house, a licensed inspector will check wiring, city codes, the top of the roof, major appliances, and many other things that they are specially trained to check.

 

  • Insurance: Another very important step that is also required before you close on your new home. You want to make sure you find an affordable premium, and you also want to make sure you’re working with a reputable and trustworthy company. Here at Statewide Insurance, we currently represent and offer quotes from over 10 different companies. By doing this, we can find the best company and coverage for you. You can always get a quote online, here.

Completing these two steps will help your home buying process go smoother and faster and will ensure that your home owning experience is a great one! For any other homeowners insurance questions, reach out to us and we’ll be happy to help.

Summer Energy Savings

Beat the Heat — and Your Air Conditioning Bill — This Summer

Did you know that, according to the U.S. Department of Energy (DOE), Americans spend about $11 billion each year on air conditioning? That might not be such a surprise if you’re the one who writes the check for your household energy bill every month.

Believe it or not, you can spend less on cooling costs while still keeping cool in Edmond, Oklahoma.

Here are 5 things to do before you reach to adjust the thermostat:

  • Make sure your house isn’t part of the problem. If your home isn’t insulated and sealed well, warm air could be leaking in, sabotaging your efforts to cool things down. Make sure all cracks and openings are sealed, along with your ducts. The DOE says air loss through ducts can account for 30 percent of the energy a cooling system uses.
  • Keep that breeze flowing. Natural ventilation is a great way to decrease the temperature in your home without using any energy. Open windows in the mornings or evenings when the air is cool and get a cross-breeze going throughout the house.
  • Check that the heat isn’t on. You might be heating your house in the summer without realizing it. How? By using the oven, stove or other appliances that generate heat. Cook outside whenever you can, and use the dishwasher and clothes dryer at cooler times of the day if possible.
  • Create your own personal cool zone. Cooling the whole house might not be necessary if you’re only using a few rooms. Set up fans (ceiling fans will allow you to set your thermostat a few degrees higher), drink plenty of cool liquids and eat cold foods, which can help lower your body temperature. You might even consider wearing a damp shirt to stay comfortable or putting an ice pack on your forehead, the back of your neck or your wrists.
  • Don’t forget the basics. When it’s sunny outside, keep your curtains closed. Minimize your use of lights, as they generate heat. And, when the outside air is warmer than the air in your house, close the windows to keep the cool air in. 

We can’t promise these tips will keep you just as cool as when you kick back and turn on the AC full-blast. But saving money every month? That’s pretty cool, too.

ALL SOURCES OF INFORMATION:

  • Safeco Insurance:

 

REMAX Preferred Properties Cookout and Fundraiser

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Make sure to check out and support the 2nd Annual REMAX Preferred Properties THINK PINK Cookout and Fundraiser on Facebook!! #NationalBreastCancerAwarenessMonth #EatDrinkandThinkPink
 
Their website will have the most up-to-date list of live auction items, silent auction items, and raffle items. THINK PINK will have 8 live auction items, over 30 silent auction items, 4 raffle drawings, wine pull, and a balloon raffle with $100.00 hidden in one of the balloons. http://www.realestateoklahoma.com/remaxok/index.asp?p=text&id=4208

Emergency Preparedness Kit

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What You Need in an Emergency Kit

You never know when a natural disaster is going to hit the OKC Metro — or even just a big storm that knocks out the power for a few days.

That’s why having an emergency kit for you and your family is so important. It’s not hard to put one together, yet there are still many households that would be completely unprepared if they had to evacuate their home for a few days. Or, for that matter, remain in their home without access to running water or electricity.


Below is a list of basic items for your emergency kit, as recommended by the Federal Emergency Management Agency. Of course, you can add or remove items as needed to meet the specific needs of you and your family.

  • One gallon of water per person per day for at least three days.
  • A three-day supply of nonperishable food for people and pets. (Note: Red Cross recommends keeping a two-week supply of food and water on hand at home.)
  • A battery-powered or hand-crank radio, flashlights and extra batteries.
  • A first-aid kit.
  • Prescription medications and glasses.
  • Dust masks to filter contaminated air, along with plastic sheeting and duct tape to create a makeshift shelter if necessary.
  • A whistle to signal for help.
  • Moist towelettes, garbage bags and plastic ties for personal sanitation.
  • A tool to turn off utilities.
  • A can opener.
  • Local maps.

Additional items that are likely to be useful:

  • Important documents, such as copies of insurance policies, identification and birth certificates, bank account records, etc. Be sure to keep these in a watertight container.
  • Extra cash or traveler’s checks.
  • Warm blankets or sleeping bags for each person in your family.
  • Matches.
  • Paper plates, plastic cups and utensils and paper towels.
  • Paper and pencils.
  • Books and activities to keep kids busy.
  • Emergency reference material, such as a first-aid book.
  • A complete change of clothing for everyone in the family, including a long-sleeved shirt, long pants and sturdy shoes. If you live in a cold climate, you might pack additional clothing and bedding.

Keep in mind, when you need your emergency kit, you really need it. It’s a small investment of time and effort that can have a huge benefit in case of a disaster. And you don’t have to spend your whole day putting it together — spread out the work over a few days and you’ll be prepared in no time. #EmergencyPrepardness

Here are some links that Statewide Insurance Agency found useful:

Federal Emergency Management Agency
https://www.ready.gov/kit
https://www.fema.gov/media-library-data/

American National Red Cross
http://www.redcross.org/get-help/prepare-for-emergencies/be-red-cross-ready/get-a-kit
https://www.redcrossstore.org/category/id/1
http://www.redcross.org/participantmaterials

#EatDrinkandThinkPink

eatdrinkandthinkpink

Thank you for allowing Statewide Insurance Agency to take part of your 2nd Annual RE/MAX Preferred Properties THINK PINK Cookout and Fundraiser! #EatDrinkandThinkPink

Its official! #ExpericeDowntownEdmond

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Downtown Edmond Business Association

Assessing a Home Insurance Claim After a Storm

When a big storm hits Oklahoma, you hunker down inside, relying on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor — identify the damage and protect your home from further issues.

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The National Storm Damage Center has a number of resources and tips for homeowners.

Here are 4 major things this agency, and we here at Statewide, recommend you check after a storm:

  1. Your roof: If you see holes, split seams or missing shingles on your roof or if you notice leaking inside or out, it’s a good idea to have a qualified inspector come assess the situation.
  1. Your exterior: Siding, brick and stucco are all vulnerable to storm damage. You’ll want to look for cracking, chipping or dings and dents in siding, and for holes in stucco. Look closely and at different times of the day. Some homeowners don’t notice damage until it’s too late to file a claim, and different lighting can reveal damage you didn’t see before.
  1. Driveways and walkways: Cracking and splitting can create safety hazards, as well as reduce the lifespan of the concrete.
  1. Trees: According to the National Storm Damage Center, fallen trees and limbs cause more than $1 billion in damage annually. Check roofs, vehicles, fences and machinery for fallen limbs that may have caused damage or could pose a risk. Clean up what you safely can and rely on a reputable tree removal service to handle the rest. Depending on the circumstances, your homeowners insurance policy may help with tree removal and damage repair costs – if you experience a covered loss, that is.


A few more helpful tips:

  • Keep trees well maintained and trimmed. Also notify neighbors if you see any overhanging branches on any of theirs.
  • Know your insurance. Take a look at your policy so you know what’s covered, what your limits and deductibles are, etc. This will prevent any surprises during the claims process.
  • Take pictures. Photographs can help you show the cause and extent of any storm damage that occurs.
  • Talk to your agent. Make sure to take some time to talk to your agent for any questions or concerns.

Of course, if you’ve suffered through a major storm, don’t hesitate to call us for help with your policy or with finding a professional property inspector.