After closing another year…time to get organized!
- Add Earthquake Insurance
- Update my Home Owners Insurance Coverage
- Add kids to the Car Policy
- Call of visit Statewide Insurance Agency for all Home and Auto Insurance needs
Car insurance rates for young drivers in Oklahoma is expensive. Take the time to educate yourself and seek an agent that represents multiple companies so you can find the company that wants your business the most. Whether you are shopping for homeowners insurance quotes in Oklahoma City or for the best car insurance in Edmond, an Independent Insurance Agent is usually your best choice.
Here is a helpful link to assist you in making decisions about your young driver: http://j.mp/1GCrFQk
The best way to stop bad driving is to know what causes it. Check out this list of the 9 most dangerous things drivers do on the road. http://j.mp/1CxXy37
March 1, 2011
As an independent agent, we are constantly monitoring the “value proposition”offered by the different companies that we represent for home insurance and auto insurance in the Oklahoma City area. For the most part, this “value proposition” is made up of great pricing, solid coverage’s and excellent claim service. If one company were always the best, that company would have all of the business. That’s why consumers need an independent agent to place you with the company that offers you the best value on your home insurance and auto insurance.
We are very excited to report that our perception of the “value proposition” being offered by Travelers to Homeowners in Oklahoma City, Edmond and Oklahoma is on the rise. We expect Travelers to continue to gain momentum in 2013.
Check out these videos from Travelers Insurance Company. Great reasons to get home and auto insurance quotes from an independent agent. https://www.travelers.com/value-of-an-agent.aspx
Statewide Insurance Agency www.OKStatewide.com 405-285-2929
Together, Von and Cheryl Nix have more than 40 years of knowledge and experience in the insurance industry most of us grew up with, but their new business concept is modern and booming.
The Nixes had previously worked for a captive insurance agency, meaning they were required to sell for that one agency.
In 2009, Cheryl left the captive agency and started Statewide Insurance Agency with the intent of giving customers more solutions to their insurance needs.
Von says he could easily see the benefits in the customers’ favor and joined Cheryl at Statewide in April 2012. “Because we are an independent agency, we can usually offer our customers better rates and better coverage because we represent multiple companies. We have the ability to shop many different insurance companies until we find the best fit for each particular customer’s needs.”
Statewide specializes in personal lines – home, auto insurance, boats, renters’, personal umbrella policies, trailers, landlord policies, etc. Von says this is yet another realm that sets Statewide apart from other insurance agencies. “Most agencies want to do everything for everyone. We’re not like that. By specializing, we give better service, are more accurate and our overall processes are better.”
Customers come first at Statewide. The Nixes say they take pride in trying to answer all incoming calls, rather than allowing clients to get voicemail. They strive to be accurate in their work, avoiding second requests. Again, this all points back to streamlining, or specializing the products they sell.
The uniqueness of their business doesn’t stop there. Statewide serves customers in Bethany, Del City, Edmond, Midwest City, Moore, Mustang, Norman, Oklahoma City and Yukon and will soon be authorized to offer the AARP’s Auto and Home Insurance Program through The Hartford to these and other surrounding areas.
Von says his favorite part of his job is watching the insurance work. “I love watching a claim be successfully handled in order to get the customer back to where they where prior to the loss. Oftentimes, people buy insurance because they have to have it. I get great satisfaction in watching the service that people are buying actually get used.”
“The truth is a lot of people rely on the agent to set up the policy the right way. When there’s a total loss, it’s usually a fire or a tornado. That’s when you find out how good your insurance is,” says Von.
Von says when people are displaced and they help them get into temporary housing, the insurance is working the way it should and those people know Statewide helped them, it’s a great feeling. “When customers pick up the phone and say, ‘Hey, I appreciate what you did. Thank you’… I know what I’m doing is making a difference.”
Statewide Insurance Agency www.OKStatewide.com 405-285-2929
Bodily Injury and Property Damage Liability (BIPDL) coverage is, in my opinion, the most important coverage on your auto insurance policy. The limits that you purchase represent the amount of money that the insurance company will pay to someone else due to an accident in which you caused bodily injury or property damage. If you do not have sufficient limits to settle a claim, the other party can sue you to recover additional money above your insurance coverage.
BIPDL coverage protects your personal assets! Therefore, the more assets you have, the higher coverage you should carry. Personal Umbrella Policies (PUP) will provide you with $1,000,000.00 of coverage over and above your base policy limits. These policies are almost always very inexpensive relative to your potential savings. Your BIPDL coverage should usually be the last place you look to try to save money.
More and more Oklahomans are having difficulty finding affordable home insurance coverage when they have had one or more losses in the last several years. We have contracts with several companies that are glad to provide your coverage even if you have had several prior home insurance losses. Home insurance quotes don’t have to be unreasonable to get the coverage you need!
Von Nix, CPCU