Last week I was working with a new potential client here in Edmond.   I asked him about the prior home insurance claims that he had filed in the last few years.  He began to tell me about a very unfortunate situation where he sustained major water damage only to find out later that water damage claims are not covered under his policy.

Sudden ruptures of water are covered under most property policies but not all.  When you are shopping and getting home insurance quotes, make sure you ask about coverage for water damage.